FDIC-Insured – Backed by the full faith and credit of the U.S. GovernmentFDIC-Insured – Backed by the full faith and credit of the U.S. GovernmentTerm | Interest Rate | APY* | Promo APR ¹ | Promo APY ¹ |
|---|---|---|---|---|
6 month | 3.455% | 3.50% | 3.698% | 3.75% |
7 month Special | 3.795% | 3.85% | No Increase | |
12 month | 3.211% | 3.25% | 3.455% | 3.50% |
24 month | 2.477% | 2.50% | 2.722% | 2.75% |
36 month | 2.084% | 2.10% | 2.329% | 2.35% |
60 month | 1.985% | 2.00% | 2.231% | 2.25% |
*APY= Annual Percentage Yield
¹ Terms and conditions apply. CDs must have a minimum opening balance of $2500. Promo offer is available for new money or maturities only. This promotional rate is available for a limited time and may not be combined with any other rate promotion, special pricing, discount, or incentive. Eligibility requirements apply. Offer subject to change without notice. Maximum deposit is $250,000 per CD. CD promotional rate of 3.85% APY for 7-months requires a $2500 opening balance and a checking account minimum deposit balance of $1000 with direct deposit for new money. For maturities, the CD promotional rate of 3.85% APY for 7-months requires a minimum $2500 balance and a checking account minimum deposit balance of $1000 with direct deposit to be eligible for the enhanced promotional rate. Otherwise, if the checking and direct deposit requirements are not met, normal CD rates will apply. CD rates apply to all customers; however, the promotional CD rate is based on the designated market area of the customer and applies to customers in Alabama, Florida, & Tennessee only. Member FDIC.
Tier | Interest Rate | APY* |
|---|---|---|
$2,500 – $9,999 | 1.982% | 2.00% |
$10,000 – $24,999 | 2.472% | 2.50% |
$25,000 – $249,999 | 2.960% | 3.00% |
$250,000+ | 3.455% | 3.50% |
*APY= Annual Percentage Yield. $10 monthly fee if balance drops below $2,500
