At Local Bank, we offer a range of personal banking options, from the best checking accounts to savings accounts. Select from the options below to explore and find the account that fits your lifestyle. Click the buttons below to find the options that meet your needs!
The Local Advantage checking account offers flexibility with no minimum balance, free online banking, and no ATM fees.
Designed for students 23 and under, this account offers no minimum balance and a $50 birthday deposit.
For military, first responders, and educators, this account offers no minimum balance, and $10,000 free AD&D insurance.
For customers 55 and older, this account offers no service charges, free paper statements, and a free debit card.
Easy to Save!
Minimum deposit of $100
Interest earned on funds
No monthly service fee
Unlimited withdrawals
Get started saving!
Minimum deposit of $25
Interest earned on funds
No monthly service fee
$10 Birthday Bucks deposit
Unlimited withdrawals
Tiered interest rates
Minimum deposit of $2,500
$10 monthly fee if the balance drops below $2,500
Free money market checks
For your retirement.
Minimum deposit of $2,500
6-month, 12-month, 24-month, 36-month, 60-month terms
Whether it’s a personal loan or a mortgage, Local Bank has financing options tailored to your unique financial situation. Let’s find the loan that fits your needs.
HELOC
Local Bank is here to help you achieve your goals whether it’s home improvements, consolidating high-interest debt, or buying a new vehicle, so consider a home
equity loan today!
Construction
Local Bank is here to give you the house of your dreams. Whether you want to build a house on a new lot or purchase land for an investment, we can offer
you the perfect loan to fit your needs and budget.
Line of Credit
Local Bank can provide you with a personal line of credit, giving you the power to borrow up to your credit limit by merely writing a check. This is known as an open-ended line of credit.
Vehicles
Mortgages
Local Bank offers a range of mortgage loans to help make your dream a reality. With competitive interest rates and flexible repayment options, we can help you find the perfect mortgage loan to suit your unique financial situation.
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