FDIC-Insured – Backed by the full faith and credit of the U.S. GovernmentFDIC-Insured – Backed by the full faith and credit of the U.S. Government
Member FDIC | Equal Housing Lender | NMLS#826648
PROMO CODE: MTG2026
Visit or call any Local Bank branch to present the promo code and open an account today!
Prefer to get started online? Complete the form here and enter “MTG2026” in the message box. Once you’ve submitted the form, a Local Bank team member will be in touch to get started!
This offer applies to a variety of loan types, including:
Submit a completed mortgage application between April 1 and July 31, 2026 to qualify. Your loan must meet standard approval, underwriting, and documentation requirements.
The $500 lender credit is applied at closing and will appear as a credit on your loan. It is not issued as cash and may only be used toward allowable closing costs.
Limited-time offer for eligible Local Heroes (First Responders, Active or Retired Military, Medical Professionals, and Educators). $500 lender credit available with a qualifying mortgage loan when a completed application is submitted during the promotion period. Loan must close within 60 calendar days of application to receive the lender credit; loans that close after 60 calendar days may still be eligible if delays are due to processing, underwriting, third party delays, or other circumstances outside the customer’s control. Lender credit will be applied at closing, may be used toward allowable closing costs, cannot be used toward down payment, cannot exceed borrower closing costs, and cannot be redeemed for cash. May not be combined with certain Down Payment Assistance programs. Participation in any deposit account is voluntary and not required for mortgage approval, pricing, or terms. All loans subject to credit approval, income verification, property approval, and underwriting guidelines. Offer not available in all markets, including Florida and Daphne. Promotion subject to change or discontinuation without notice. Promotion funds may be limited and allocated on a first-come, first-served basis based on application date. Member FDIC | Equal Housing Lender | NMLS #826648.
