FDIC-Insured – Backed by the full faith and credit of the U.S. GovernmentFDIC-Insured – Backed by the full faith and credit of the U.S. GovernmentFind the checking account that fits your business needs and discover the right loan to fuel your growth. Business banking has never been easier.
Whether you’re expanding, purchasing equipment, or managing cash flow, Local Bank offers a variety of small business loans tailored to help your business grow. We understand that each business has unique needs, and we’re here to provide loan options that suit your goals and operations.
CONSTRUCTION
Local Bank is here to support the growth of your business through loans that will enable you to build a new facility or add to an existing one. Let us help you find a plan that works best for your needs!
LINES OF CREDIT
Local Bank can provide you additional access to temporary working capital for seasonal cash flow through a line of credit. Get access to credit up to your limit by writing checks and having continuous credit access across monthly payments.
COMMERCIAL & INDUSTRIAL
Local Bank offers short-term loans to companies looking to raise their working capital, as well as to meet heavy expenses and operational costs.
LAND DEVELOPMENT
A construction loan provides financing for for future construction or sale. Land development loans are not for residential and commercial construction, but instead include the creation or improvement of the land’s infrastructure, including power and water supply, plumbing, sewage, and more.
Local Bank provides flexible access with more ways to bank.
LOCAL BUSINESS
Small Business Checking
LOCAL BUSINESS PRO
Business Checking
*$10 monthly fee
LOCAL BUSINESS PRO PLUS
Interest Bearing Premium Business Checking
*$49.95 Monthly fee
*Annual Percentage Yield (APY) of 2.01% is a fixed rate accurate as of 10/30/2024. Minimum opening balance required to earn the advertised APY is $100. Rates are subject to change at any time. To fully offset the $49.95 standard monthly service fee with interest earned, a minimum average balance of approximately $30,000 must be maintained in the account. Interest earnings may vary based on account balance, and fees may reduce earnings. Contact Local Bank for more details. Member FDIC.
