FDIC-Insured – Backed by the full faith and credit of the U.S. GovernmentFDIC-Insured – Backed by the full faith and credit of the U.S. GovernmentAndy Ramer
Mortgage Banker
NMLS #2361594
Ben Wilson
Mortgage Banker
NMLS #484973
Blake Talley
Mortgage Banker
NMLS #2589744
Brandon Reed
Sr. Mortgage Banker
NMLS #2055721
Bryant MacKellar
Market Leader
NMLS #771001
Chris Eagan
Mortgage Loan Officer
NMLS #2664871
Fay McLean
Sr. Mortgage Banker
NMLS #776911
Matthew Lipham
Mortgage Banker
NMLS #2542319
Sam Mitchell
Mortgage Banker
NMLS #1803400
Sommer Lunceford
Mortgage Banker
NMLS #1181745
Thomas Moore
Market Leader
NMLS #192810
Tim Fitzhugh
Sr. Mortgage Banker
NMLS #771030
Conventional
Loan options up to 97% of purchase price. Often, the best refinance solution!
Jumbo
Loan amount options up to $3mil.
Non-QM
Great alternative financing solutions for self-employed borrowers, investment properties and unique property types.
VA
100% financing options available to veterans and active service members.
FHA
Great financing options for first time homebuyers.
USDA
100% financing for eligible areas outside city/suburban limits. Another great first-time homebuyer solution.
Equity Loans
Line of credit options or second mortgage term loans for existing homeowners, great for debt consolidation purposes.
Bridge Financing
Temporary loan solutions (equity transfer), so you can buy your new home immediately, instead of waiting for it to sell.
Commercial
Business purposes loans for entrepreneurs or potential secondary sources of income.
Income & Employment
Although not required for some of our alternative home loans, these documents verify your income and employment status.
Credit Report
With your green light, we’ll run your credit report to help determine eligibility.
Bank Statements
In most cases, two months of bank statements will be required, along with verification of any gift funds.
Insurance
We’ll need your insurance carrier’s contact information, plus proof of homeowner’s insurance and other policies if necessary.
