Routing: 062104397

$250
Bonus Available*

Open a new qualifying checking account & qualify for a $250 bonus.

GET STARTED

Open A New Qualifying Checking Account

PROMO CODE: CAP2026

Visit or call any Local Bank branch to present the promo code and open an account today!

Prefer to get started online? Complete the form here and enter “CAP2026” in the message box. Once you’ve submitted the form, a Local Bank team member will be in touch to get started!

Next Steps

Qualifying Direct Deposit

A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is a direct deposit made through the Automated Clearing House (ACH) network, Transfers from one account to another, mobile deposits, or deposits made at a branch or ATM are not considered a qualifying electronic deposit.

Qualifying Everyday Transactions

 Qualifying transactions include debit card purchases, online bill payments, ACH Credits, or mobile deposits.

How and when do I receive the $250 bonus?

The bonus is deposited into your account within 30 days after you complete the 90-day qualification period, as long as all requirements are met and your account remains in good standing.

Disclosure

*$250 bonus available when opening a new qualifying checking account and meeting promotion requirements. Requires $1,000 in qualifying direct deposits within 30 calendar days of account opening, at least 30 qualifying transactions within 90 calendar days, and a minimum account balance of $100 at the time the bonus is credited. Account must remain open and in good standing. Bonus will be deposited within 30 calendar days after the qualification period is met. Use promo code CAP2026 when opening your account. Bonus may be considered taxable income and reported to tax authorities. Offer available only to the primary account owner. Offer subject to change or discontinuation without notice. Member FDIC.

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