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FDIC | FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Checking

Checking Accounts

Best Checking Accounts for Everyday Life

Expect more from your personal checking account with Local Bank. We understand how important it is to have reliable, flexible access to your finances for daily needs.

Checking Accounts

Expect more from your checking account

At Local Bank, we understand how much you depend on your personal checking for everyday life.

GET STARTED

Find Your Perfect Checking Account

Explore our options and choose the best checking account that suits your lifestyle. Local Bank offers flexible, easy-to-use accounts with multiple ways to manage your money.

LOCAL ADVANTAGE

Free online banking and e-statements!

Opening balance of $100

No minimum balance

Free online banking/e-statements

Free debit card

No ATM fees

Foreign ATM fees refunded

**$5 fee for mailed bank statements**

LOCAL SCHOLARS

For students 23 and under

Opening balance of $100

No minimum balance

Free online banking/e-statements

Free debit card

No ATM fees

Foreign ATM fees refunded

$50 Birthday deposit

**$5 fee for mailed bank statements**

LOCAL ADVANTAGE

Free online banking and e-statements!

Opening balance of $100

No minimum balance

Free online banking/
e-statements

Free debit card

No ATM fees

Foreign ATM fees refunded

**$5 fee for mailed bank statements**

LOCAL SCHOLARS

For students 23 and under

Opening balance of $100

No minimum balance

Free online banking/
e-statements

Free debit card

No ATM fees

Foreign ATM fees refunded

$50 Birthday deposit

**$5 fee for mailed bank statements**

LOCAL HEROS

For military, first responders, medical professionals, educators, etc.

Opening balance of $100

No minimum balance

Free online banking/e-statements

Free debit card

No ATM fees

Foreign ATM fees refunded

Free first order of Local Bank checks

$10,000 Free AD&D insurance

**$5 fee for mailed bank statements**

LOCAL SILVER

For our 55+ customers

Opening balance of $100

No minimum balance

No service charges

Free online banking/e-statements

Free paper statements

Free debit card

No ATM fees

Foreign ATM fees refunded

Free Local Bank stock checks

**Rate increases on CD’s: Terms
and Conditions will apply**

LOCAL HEROS

For military, first responders, medical professionals, educators, etc.

Opening balance of $100

No minimum balance

Free online banking/
e-statements

Free debit card

No ATM fees

Foreign ATM fees refunded

Free first order of
Local Bank checks

$10,000 Free AD&D insurance

**$5 fee for mailed bank statements**

LOCAL SILVER

For our 55+ customers

Opening balance of $100

No minimum balance

No service charges

Free online banking/
e-statements

Free paper statements

Free debit card

No ATM fees

Foreign ATM fees refunded

Free Local Bank
stock checks

**Rate increases on CD’s: Terms
and Conditions will apply**

Every personal checking account includes:

Free Online Banking

Free Mobile Banking

Free Debit Card

Free E-Statements

How to get started

WHAT YOU'LL NEED TO APPLY:

Social Security Number 

Driver’s license,
state ID, or passport 

Must be 19 or older

Opening Deposit

Questions

GOT A QUESTION?

Give your local banker a call
toll-free: (844) 226-5525.

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